BUDGETS & TOOLS
HOW CAN WE HELP?
Watch the Money Buckets Video
About How To Save With a Budget
BUDGETS
Save As Many Budgets As You Like
How To Use Money Buckets Budgets
Watch Household Budgets How To
Watch Small Business Budgets How To
Budget 1: Start a Household Budget
This Budget will be suitable for those who are Renting or still Living with parents. It will help you asses your Financial position. It will be a good planning tool to maintain repayments or arrangements. It will suggest a Savings plan. Use it to see what money you be able to allocate to help reduce your debts quickly or to help save a Deposit for a Home.
Budget 2: Start a Household Budget with a Mortgage
This Budget will suit those who already have a Mortgage. You may be looking at making sure you maintain your Home Loan, while still having a Lifestyle. Look at what extra can be put away for Emergencies, used to pay off your Home Loan quicker, or to buy an Investment property. You can also look at the effect of consolidating your debts by doing multiple scenarios.
Budget 3: Start a Small Business Budget
Use this budget to see the viability of a New Business you may be looking at purchasing or starting. Is it going to be viable. Do you have enough money. This Budget can also be used to maintain a monthly Management report of your Business
Budget 4: Small Business Budget with Tax and Cashflow
Assess Profits and Cashflows with estimates of Tax Liabilities. See what is available for you to draw as a wage. Use in conjunction with your Household Budget. Is what you need for Living Expenses available to be taken as a drawing. Have you put in place enough Funding or Loans to cover your cashflow needs? Look at the Cash Flow projections to see if you need extra funding.
Home Loans and Savings Calculators
Use these Calculators to Find out what your likely repayments on a Home Loan may be. How long is it going to take to save a deposit. Buying and selling costs?
ARTICLES
- A message from the Money Buckets Founder
- Why have a budget?
- So, you want to go into Business
- So, you are 50 now. A plan for the decades
- 10 Tips to Save Money on Your Mortgage
- Top ways to cut expenses and increase your savings
- 3 things to ask your partner before going into joint debt
- Keeping your credit score healthy
