Choose a Direction or Change Direction

Choose a Direction or Change Direction

How to Change 1. Eliminate Bad Debt Interest Bearing Loans, Cards or contracts that do not build an asset for your Future 2. Use Good Debt...Read More

Just Paying Attention Gets Better Results

Just Paying Attention Gets Better Results

Paying Attention to your Finances is not always top of mind. So your budget will naturally start to slide into arrears as you relax and spend everything you earn. Bingo! An emergency arrives and yo ...Read More

Secure your Financial Independence

Secure your Financial Independence

What is Financial Independence? The ability to Work, Live and Play without having to worry about your Income. This sort of Freedom isn't built overnight. Here are a few Br ...Read More

Budget a Mathematical Confirmation of your Suspicions

Budget a Mathematical Confirmation of your Suspicions

You already know.... Don't You? Doing a Budget doesn't have to be a chore. Money Buckets will make it easy for you to assess your true situation. (It may not be that bad. O ...Read More

Think before you tap

Think before you tap

Are you planning on applying for a new home loan, refinance or investment loan? Before you go spending up big on your card, think about the debt and spending footprint you are leaving behind. Why? ...Read More

4 Ways to Get into a Home Loan

4 Ways to Get into a Home Loan

From Debt to Home Ownership Plan 1 Clean Start If you're just starting out and have decided that a home of your own, or as an investment is what you wan ...Read More

Are you Fifty Something Now?

Are you Fifty Something Now?

Are you fifty something now? Scary Right?!? Here's a Decade by Decade Plan with some options to see you through. Realistically most people now, ...Read More

3 Things You Need to Ask Your Partner Before Applying For a Home Loan Together

3 Things You Need to Ask Your Partner Before Applying For a Home Loan Together

Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. You’ve found someone you wan ...Read More

Flying Solo and Buying a Home

Flying Solo and Buying a Home

 Are you flying solo and starting to think that buying a property will never be possible? There’s really no need to wait for a knight, or lady, in shining armour to come along, as securi ...Read More

Negotiating Debt When You Can't Get a Home Loan

Negotiating Debt When You Can't Get a Home Loan

Protecting the family Home when Debt becomes uncontrollable. Negotiating Debt when you can't get a Home Loan Approval for enough to consolidate your debts. When things go wr ...Read More

Bad Credit Preventing You From Refinancing Your Home

Bad Credit Preventing You From Refinancing Your Home

THE COST OF HAVING TO SELL YOUR HOME? If you have substantial debts you may have got to a stage where you now have bad credit and the bank wont let you Consolidate your debts. You ...Read More

The Smart Way to Borrow from the Mum and Dad Bank

The Smart Way to Borrow from the Mum and Dad Bank

Parents love their kids and want to help them out. Kids love being able to realise their dreams and their folks can be a big help. But sometimes ‘it’s complicated’. With ...Read More

How to Share Debt with Your Partner

How to Share Debt with Your Partner

Joint debts between partners (personal and business) create some of the biggest tension in relationships. Many of our clients come to us for help with this issue, especially where there h ...Read More

Protecting the Family Home When Debt Becomes Uncontrollable

Protecting the Family Home When Debt Becomes Uncontrollable

Protecting the family Home when Debt becomes uncontrollable. Negotiating Debt when you can't get a Home Loan Approval for enough to consolidate your debts. When things go wr ...Read More

Why Property Investors Need Savings

Why Property Investors Need Savings

Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems. When renting out an investment property ...Read More

Top ways to cut your expenses and increase your savings

Top ways to cut your expenses and increase your savings

Is the key to saving a home deposit as simple as giving up smashed avo toast fo ...Read More

The New Way to Enter the Property Market - Rentvesting

The New Way to Enter the Property Market - Rentvesting

Rentvesting - enter the property market without sacrificing your current lifestyle As property prices continue to rise, purchasing in a centrally-located or sought-after ...Read More